Life Settlements – Sell My policy

 

Why would I sell My Life Insurance Policy?

  • Don't need the coverage any longer?
  • Can't afford the premiums any longer?
  • Have an immediate cash need?
  • Need cash for medical bills due to cancer/terminal illness?

Your Life Insurance Policy is Personal Property and it can be sold

 just like your home, automobile, and other assets

 

  

 In a world where One in three Americans don’t have enough retirement savings, you need to know your life insurance policy may be a “hidden asset” in your overall retirement plan.  At retirement, many people simply surrender or worse yet, let their existing life insurance policy expire because they feel it is no longer needed and believe they have no other options available to them.  We want to bring consumer awareness and education regarding a strategy called life settlements.  This strategy could potentially generate the crucial funds needed during retirement.

 

 

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UNDERSTANDING LIFE SETTLEMENTS 

While the process may seem complex, this is a safe, secure process.  Life Settlements are highly regulated by the State you reside.  The professionals at Goss Associates are licensed and here to help educate you on the life settlement process. Once you know all the facts and how the process works, If you feel this alternative is in your best interest, we have built a successful team to help you navagate the process and help you obtain the highest fair market value for your policy.  We are life settlement brokers, we represent YOU, the individual, in the process of obtaining the best offer from the buyers on the secondary market.  Let us put our experience to work for you.

SOME FAQ’s:

What type of policies can be considered for a life settlement?

  • WHOLE LIFE (WL) OR UNIVERSAL LIFE (UL)
  • JOINT SURVIVORSHIP UNIVERSAL LIFE (SUL, 2ND TO DIE)
  • TERM POLICIES THAT ARE STILL WITHIN THE CONVERTIBILITY PERIOD

Are there any restrictions on how the money can be used?

  • NO – The proceeds can be used for any reason.  Fund your retirement, pay off existing debt, help children or grandchildren, it’s up to you.
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