The Team at work for you
Making positive and significant difference in our client’s lives.
For more than 25 years, Steve has worked with high-net-worth individuals and successful business owners, developing and implementing estate and business strategies, which have saved taxes and helped create income for his clients. He has the resources and experience to ensure clients are clear and confident about their planning decisions. With the recent implementation of The Life Audit process, Steve has concentrated his efforts on life insurance and fixed-annuity products as a way to help his clients protect their overlooked assets. Working in cooperation with accountants, attorneys and wealth managers, he provides life insurance plans for their clients, as well as his own. Steve graduated from Washington College in 1988 and lives with his wife Rachel and two sons, Steven Jr. and Zachary, in Chestertown. His hobbies include spending time with his family, hunting (www.tollersgunclub.com) , and enjoying the outdoors of Maryland’s Eastern Shore.
With more than 30 years of experience, Andrea began her career in the Insurance & Financial Services industry in 1984. She joined Goss Associates, Inc. in 1999. Andrea has earned her Retirement Income Certified Professional (RICP®) designation from The American College of Financial Services. Andrea is also a Certified Long Term Care (CLTC) specialist. She is an active member of both WIFS, Women in Insurance and Financial Services and NAWBO, National Association of Women Business Owners. Andrea knows every client has his or her own retirement aspirations and enjoys the challenge of helping every client achieve a fulfilling lifestyle in retirement. It starts by understanding your specific retirement goals and then helping you build, implement and monitor a financial action plan. Andrea is a 17 year resident of Maryland’s Eastern Shore, having relocated originally from Pennsylvania. Andrea and her husband Bill enjoy all the activities that the beautiful Eastern Shore has to offer.